Mortagefindamortgage Site Map Mortgage Find A Mortgage Property Buying Guide - Urang Estates

英国政府通过设置清晰透明的房产所有权法律法规，为国际投资买家在英国置业打开方便之门。在您找到满意的房产、并与卖家就价格达成一致后，一般需要大概8个星期完成房产所有权的转让。买卖双方都需要各自聘请英国的房产转让律师(Conveyancing Solicitor)、或拥有房产转让营业资格证的专业人士(Licensed Conveyancer)代为办理买卖事宜。购房款通过以上专业律师的帐户转帐，为您的资金带来安全保障。律师费一般在500-1000英镑不等，最终费用根据具体的房产为定。优壤置业特地为您在英国找到拥有华人背景的专业律师行，给您带来贴切方便的中文法律服务。下图显示的是在英国购房的大概流程。

按揭贷款

通过与独立的按揭贷款咨询师合作，优壤可以帮助您从英国的银行获得按揭贷款。不论是自住或进行“购买-租赁”投资，只要您可以提供20%-25%的首付款，并出具相应的收入证明，便可以享受利率低廉的英国银行按揭贷款。中国银行伦敦分行还特地为内地买家开设按揭业务，结合内地的分行代理处，方便买家办理按揭手续。如您需要了解对按揭贷款更多的讯息，请点击这里并留下您的联系方式和具体疑问，我们会尽快与您取得联系。

Buying a property in the UK is not complicated.  There are no restrictions for a foreign investor to buy a property in the UK.   Once you have agreed a sale with the vendor it will take approximately eight weeks for the transaction of ownership to complete.  You will need to hire a UK based conveyancing solicitor to represent you.  The same applies for the vendor.  Funds are transferred via the solicitors’ bank accounts.  Legal fees are normally charged at a rate of £500-£1000 per single transaction.  Rates may vary depending on the type of the properties you are buying.  We can provide you with a list of independent solicitors with whom we work.

Graph below shows a typical buying process.

Mortgage

Working with an independent Mortgage Advisor, we are able to assist you to acquire mortgages from banks based in the UK.  Whether it is for a buy-to-let or self use, as long as you can provide proof of income and a 20%-25% deposit you may be eligible for accessing mortgage products in the UK.  Contact us today and find out more about mortgages.